Investments
        Japan Residential Property Loan
Retail Banking Services Launch
Multi Currency Loan Products
Japan Snowfields Property Loan Introductory rate of 3.95% till March 27, 2009
Available for residents and non-residents of Japan
Japan snowfield property will be used as security
Japan Residential Property Loan Available for residents and non-residents of Japan
No permanent residency requirement
No Japanese spouse requirement
Used for purchasing, refinancing, or unlocking the
value of Japan residential property
Australian Residential Property Loan To be launched in August 2008
Available for any Australian citizen and Japanese and
Foreign citizens not residing permanently in Australia
Used for purchasing or refinancing residential property
in Australia whilst living abroad or to unlock the value
of an Australian existing property

Multi Currency Deposit Products
Multi Currency Deposit Account Attractive interest rate
Cross-currency investment
No monthly account maintenance fees
No minimum account balance

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