Investments
        Japan Residential Property Loan
SCHEDULE OF FEES & CHARGES
PERSONAL BANKING SERVICES TOKYO
INTERNATIONAL MONEY TRANSFER
Commonwealth Bank Accounts JPY 3,000
All other Banks Remittance fee JPY 4,000
Amendment / Cancellation fee JPY 2,500
DOMESTIC FUND TRANSFER
To a Japanese Residents account in JPY       
       Account in CBA Tokyo
       Outside CBA Tokyo−Total relationship balance more than JPY 10,000,000 or equivalent
       Outside CBA Tokyo−Total relationship balance under JPY 10,000,000 or equivalent
Amendment / Cancellation fee by clients error

0
JPY 210
JPY 840
JPY 2,100
To a Japanese Non-Residents account in JPY (require these two below)
                  Transfer charge
                  Lifting charge
Amendment / Cancellation fee

JPY 2,500
JPY 1,500
JPY 2,500
To another bank’s account in foreign currency (require these two below)
                  Transfer charge
                  Lifting charge
Amendment / Cancellation fee

JPY 4,000
JPY 1,500
JPY 2,500
FOREIGN EXCHANGE FEE
From / To JPY (TTS / TTB)−Total relationship balance more than JPY 10,000,000 or equivalent
                  AUD/NZD/USD/EUR/GBP/SGD/CAD/CHF
                  HKD

JPY 0.75
JPY 0.30
From / To JPY (TTS / TTB)−Total relationship balance under JPY 10,000,000 or equivalent
                  AUD/NZD/USD/EUR/GBP/SGD/CAD/CHF
                  HKD

JPY 1.00
JPY 0.40
JAPAN RESIDENTIAL PROPERTY LOAN HANDLING FEES
Loan Application Fee JPY210,000
Early Repayment Fee
(All prepayments are subject to below handling fees and any additional interest penalty)
Within 1 year from the anniversary date of the loan drawdown date
Within 2 years from the anniversary date of the loan drawdown date
Within 3 years from the anniversary date of the loan drawdown date


JPY 500,000
JPY 400,000
JPY 300,000
Registration and Discharge of Mortgage Handling Cost
At cost
Property Valuation Fee
                  Loan amount under JPY 50,000,000.
                  Loan amount more than JPY 50,000,000.
                  External valuation

JPY 105,000
JPY 157,500
At cost
The second and each subsequent currency switching within 12 months JPY 25,000
Amendment of Loan Contract (per amendment) At cost
SERVICES ON BEHALF OF OTHER COMMONWEALTH BANK OFFICES
Verification of Signature for Other CBA Branches JPY 1,575
OTHER SERVICES
Duplicate Statements
Duplicate Deposit Confirmation
Duplicate Loan Confirmation

Per copy

JPY 525
Bank reference letter / Balance certification Per copy JPY 840

NOTE:

Fees are current as at 1st September 2010. The Commonwealth Bank reserves the right to vary fees without notice, or to impose any fees or charges from time to time as the Bank believes is appropriate. Fees are quoted in Japanese Yen.
Relationship balance is total deposit + loan balance.
Lifting charge may be waived when foreign exchange trade would be executed at the time of the fund transfer.
Foreign exchange fee is charged per 1 currency unit.
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