Multi Currency Deposit Account
        Japan Residential Property Loan
        
SCHEDULE OF FEES & CHARGES
PERSONAL BANKING SERVICES TOKYO
RESIDENTIAL PROPERTY LOAN HANDLING FEES
Loan Application Fee JPY210,000
Early Repayment Fee
(All prepayments are subject to below handling fees and any additional interest penalty)
Within 1 year from the anniversary date of the loan drawdown date
Within 2 years from the anniversary date of the loan drawdown date
Within 3 years from the anniversary date of the loan drawdown date



JPY 500,000
JPY 400,000
JPY 300,000
Registration and Discharge of Mortgage Handling Cost
At cost
Property Valuation Fee
                  Loan amount under JPY 50,000,000.
                  Loan amount more than JPY 50,000,000.
                  External valuation

JPY 105,000
JPY 157,500
At cost
The second and each subsequent currency switching within 12 months JPY 25,000
Amendment of Loan Contract (per amendment) At cost
FOREIGN EXCHANGE FEE
From / To JPY (TTS / TTB) for transactions up to JPY 10,000,000 or its equivalent
                  AUD/NZD/USD/EUR/GBP/SGD/CAD/CHF
                  HKD


JPY 1.00
JPY 0.40
From / To JPY (TTS / TTB) for transactions more than JPY 10,000,000 or its equivalent
                  AUD/NZD/USD/EUR/GBP/SGD/CAD/CHF
                  HKD


JPY 0.75
JPY 0.30
Cross currency transactions - foreign currency to foreign currency
for transactions up to JPY 10,000,000 or its equivalent
                  To AUD/NZD/USD/EUR/GBP/SGD/CAD/CHF
                  To HKD


0.01 of buying currency
HKD 0.003
Cross currency transactions - foreign currency to foreign currency
for transactions more than JPY 10,000,000 or its equivalentTo                   AUD/NZD/USD/EUR/GBP/SGD/CAD/CHF
                  To HKD


0.005 of buying currency
HKD 0.0015
INTERNATIONAL MONEY TRANSFER
(Available Only to Commonwealth Bank Tokyo Customers)
To other Commonwealth Bank Accounts JPY 2,000
All other Banks Remittance fee JPY 4,000
Amendment / Cancellation fee JPY 2,500
DOMESTIC FUND TRANSFER
(Available Only to Commonwealth Bank Tokyo Customers)
To a Japanese Residents account in JPY       
                  Account in CBA Tokyo
                  Account outside CBA Tokyo

JPY 105
JPY 210
To a Japanese Non-Residents account in JPY (require these two below)
                  Transfer charge
                  Lifting charge

JPY 2,500
JPY 1,500
To an other bank’s account in foreign currency (require these two below)
                  Transfer charge
                  Lifting charge

JPY 4,000
JPY 1,500
SERVICES ON BEHALF OF OTHER COMMONWEALTH BANK OFFICES
Verification of Signature for Other CBA Branches JPY 1,500
OTHER SERVICES
Duplicate Statements
Duplicate Deposit Confirmation
Duplicate Loan Confirmation
Per copy JPY 525
Bank reference letter / Balance certification Per copy JPY 840

NOTE:

Fees are current as at 1st September 2009.The Commonwealth Bank reserves the right to vary fees without notice, or to impose any fees or charges from time to time as the Bank believes is appropriate. Fees are quoted in JPY and foreign currency.
Lifting charge may be waived when foreign exchange trade would be executed at the time of the fund transfer.
Foreign exchange fee is charged per 1 currency unit.
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