Multi Currency Deposit Account
        Japan Residential Property Loan
        Japan Snowfields Property Loan
SCHEDULE OF FEES & CHARGES
JAPAN RESIDENTIAL PROPERTY LOAN HANDLING FEES
Loan Application Fee JPY 90,000-
Early Repayment Fee
(All prepayments are subject to below handling fees and any additional interest penalty)
Within 1 year from the anniversary date of the loan drawdown date
Within 2 years from the anniversary date of the loan drawdown date
Within 3 years from the anniversary date of the loan drawdown date



JPY 500,000-
JPY 400,000-
JPY 300,000-
Registration and Discharge of Mortgage Handling Cost
Property Valuation Cost
Actual cost
The second and each subsequent currency switching within 12 months JPY 25,000-
Amendment of Loan Contract (per amendment) Actual cost
FOREIGN EXCHANGE FEE
From / To JPY for transactions up to JPY 10,000,000- equivalent
(TTS / TTB) HKD
                  Other currencies (AUD/NZD/USD/EUR/GBP/SGD/CAN/CHF)

JPY 0.40-
JPY 1.00-
From / To JPY for transactions greater than JPY 10,000,000- equivalent
(TTS / TTB) HKD
                  AUD/NZD
                  Other currencies (USD/EUR/GBP/SGD/CAN/CHF)

JPY 0.30-
JPY 0.50-
JPY 0.75-
Cross currency transactions - foreign currency to foreign currency
for transactions up to JPY 10,000,000- equivalent
                  To AUD/NZD
                  To HKD
                  To Other currencies (USD/EUR/GBP/SGD/CAN/CHF)


AUD/NZD 0.010-
HKD 0.003-
USD/EUR/GBP/SGD 0.010-
Cross currency transactions - foreign currency to foreign currency
for transactions greater than JPY 10,000,000- equivalent
                  To AUD/NZD
                  To HKD
                  To Other currencies (USD/EUR/GBP/SGD/CAN/CHF)


AUD/NZD 0.0025-
HKD 0.0015-
USD/EUR/GBP/SGD 0.0050-
BILLS FOR COLLECTION
FOR DEPOSIT TO COMMONWEALH BANK TOKYO
Free
Other financial institution accounts
(require these two below)
                  Handling charge
                  Postage fee


JPY 2,000-
JPY 840-
REMITTANCE VIA SWIFT
(Available Only to Commonwealth Bank Tokyo Customers)
To other Commonwealth Bank Accounts
JPY 2,000-
All other Banks
                 Remittance fee

JPY 4,000-
Amendment / Cancellation fee JPY 2,500-
DOMESTIC FUND TRANSFER
(Available Only to Commonwealth Bank Tokyo Customers)
To a Japanese Residents account in JPY
       
                Account in CBA Tokyo
                Account outside CBA Tokyo


JPY 105-
JPY 210-
To a Japanese Non-Residents account in JPY
(require these two below)
                Transfer charge
                Lifting charge


JPY 2,500-
JPY 1,500-
To an other bank’s account in foreign currency
(require these two below)
                Transfer charge
                Lifting charge


JPY 4,000-
JPY 1,500-
SERVICES ON BEHALF OF OTHER COMMONWEALTH BANK OFFICES
Verification of Signature for Other CBA Branches JPY 1,500-
OTHER SERVICES
Duplicate Statements
Duplicate Deposit Confirmation
Duplicate Loan Confirmation
Per copy JPY 525-
Bank reference letter / Balance certification Per copy JPY 840-

NOTE:

Fees are current as at 31 March 2008. The Commonwealth Bank reserves the right to vary fees without notice, or to impose any fees or charges from time to time as the Bank believes is appropriate. Fees are quoted in JPY and foreign currency.
Lifting charge may be waived when foreign exchange trade would be executed at the time of the fund transfer.
Foreign exchange fee is charged per 1 currency unit.

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